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Canadian RESP Dealers and Providers

Canadian RESP dealers are generally known as Group Plan RESP providers. They are regulated by the RESP Dealers Association of Canada (RESPDAC).

Banks and Trust Companies also offer RESP accounts for clients, which are self-directed RESPs, as opposed to Group plans.

Be aware that not all RESP promoters will apply for all available grants, for example some companies will not apply for the additional CESG and the Canada Learning Bond.

For a full list of RESP promoters and the grants they offer, click here

The major Group plan providers in Ontario are: Heritage Educational Foundation (Heritage Education Funds Inc.), Canadian Scholarship Trust (CST), Canadian Education Trust (CET), Global Education Fund, and USC.

Heritage Education Funds Inc.
2005 Sheppard Avenue East, Suite 700
Toronto ON M2J 5B4
(416) 502-2500

Global Educational Trust Corporation
800 Arrow Road, Suite 1100
Toronto ON M9M 2Z8

Canadian Scholarship Trust Foundation
240 Duncan Mill Road, Suite 600
Don Mills ON M3B 3P1

Children's Education Funds Inc.
Briarwood Business Park
3221 North Service Rd.,
Burlington, ON L7N 3G2
Toll Free: 1 (800) 246-1203
Fax.: (905) 331-9977

Guardian Group of Funds Ltd.
Commerce Court West, Suite 4100
P.O Box 201
Toronto ON M5L 1E8

MacKenzie Financial Corporation
150 Bloor Street West, Suite M111
Toronto ON M5S 3B5

National Bank Financial Ltd.
121 King Street West, Suite 600
Toronto ON M5H 3T9

RBC Dominion Securities Inc.
200 Bay Street, P.O. Box 50
Royal Bank Plaza
Toronto ON M5J 2W7
(416) 842-2000

Royal Bank of Canada
Personal Financial Services-Deposits
Royal Bank Plaza
P.O. Box 1
Toronto ON M5J 2J7

Royal Bank Action Direct Inc.
100 York Boulevard, Suite 200
Richmond Hill ON L4B 3M3

Scotiabank - The Bank of Nova Scotia
Executive Offices
44 King Street West
Toronto ON M5H 1H1
Contact your local branch

Scudder Maxxum Co.
161 Bay Street, Box 712
Toronto ON M5J 2S1

Spectrum Investment Management Ltd.
145 King Street West, Suite 300
Toronto ON M5H 1J8

TD Asset Management Inc.
Box 100, Toronto-Dominion Centre
Toronto ON M5K 1G8

TD Securities Inc.
55 King Street West, 14th Floor
Toronto-Dominion Centre
Toronto ON M5K 1A2

Templeton Management Ltd.
1 Adelaide Street East, Suite 2101
Toronto ON M5C 3B8

The Equion Group
320 Bay Street, Suite 1100
Toronto ON M5H 4A6
(416) 216-6500

The Royal Trust Company
77 King Street West, 5th Floor
Toronto ON M5W 1P9

USC Education Savings Plans Inc/
International Scholarship Foundation
50 Burnhamthorpe Road West, Suite 1000
Mississauga ON L5B 4A5

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