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Government Grants

Millions of dollars in Free Government Grants are given away every year to people just like you, to help you save and plan for your children's education.

Why? The Government of Canada understands that our future depends on the success of today's youth.

There are several different grant programs, including the Canada Education Savings Grant, the Canada Learning Bond, Canada Child Tax Benefit, and the Universal Child Care Benefit.

Do you have a question about how to qualify for Grants or how to select the best RESP plan for your child?

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Canada Education Savings Grant

In 1998, the Federal Government introduced the Canada Education Savings Grant (CESG) to help parents save toward their children's post-secondary education.

The grant provides at least 20 cents for every dollar of the first $2,500 per year for your child, up to $500 per year, no matter what your family income is. [more...]

Canada Learning Bond

The Canadian Government introduced the $500 Canada Learning Bond in 2005 to provide additional support for low-income families, and giving them a head-start in saving for their kids education after high-school.

You need to open an RESP plan, but you don't need to contribute any of your own money to get started. [more...]

Canada Child Tax Benefit

The Canada Child Tax Benefit (CCTB) is a tax-free monthly payment made to eligible Canadian families to help them with the cost of raising children under age 18. The funds can be used for any expense, it's up to you.

Parents receive the money each month, based on the annual family income and the number of children in your household. [more...]

Universal Child Care Benefit

Started in July 2006, Canadian parents receive $100 per month for each child under six years old. It provides families with the flexibility to balance work and family as they see fit, regardless of their child care preferences. [more...]

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